ETF Trading Signals Taught Me A New Way To Invest

By Taylor Bans

Investing in the stock market can be risky. I'm always looking for new strategies to grow my money without too much risk. ETFs are a great way to invest, but with low risk, the returns aren't as good as with other trading instruments. Then I stumbled across ETF Trading Signals.

By using the information from ETF Trading Signals, I've been able to increase my yield without increasing my risks. If you don't know about ETFs, they are like a mutual fund, a group of companies that trade as a single issue. The companies may be grouped by industry or other commonalities like geographic location. So If you decide to invest in the oil industry, you are investing in several companies when you buy an ETF.

Instead of considering my ETFs as long term financial instruments, I started looking at them as I would any other stock. The low buy in meant that I didn't have to tie up as much capital as I did with some other methods. It isn't as fast as hot stocks, I usually hold my ETFs for one or two months, but following the tips from ETF Trading Signals has helped me to make more in this market than I thought I could. I owe my friend a nice dinner.

So by using the alerts and tips from ETF Trading Signals, you can increase your profits without increasing your risks. There are some advantages to ETFs in addition to the low risk. The buy in on ETFs is relatively low. Even if you don't have a lot to invest, you can buy into ETFs. If you have a strategy to buy and sell ETFs, you can make a reasonably good profit. You do have to pay an annual fee though, as with any mutual fund.

I've been using ETF Trading Signals for about six months and so far they picks have been right more often than they've been wrong. I've made more than I expected to in the ETF market, and my investment capital hasn't been tied up for long periods. I've still minimized my risk while increasing my yield.

This market may not be for everyone. i like to keep my investments diverse for the best returns. I still use hot stock and trend following strategies and I have a little action going in Forex as well. ETFs are an addition to my other market methods and it is one more thing to watch, but I believe its a good investment. You can still, of course, buy ETFs as a long term investment if you aren't interested in keeping up with all the markets ups and downs.

If you are a serious investor who is looking to diversify, I highly recommend trying ETFs and using ETF Trading Signals as an addition to your portfolio. The advantages offset the disadvantages, and with the right information and techniques, you can make more on this type of investment than you think.

Look into ETFs as a long or short term investment and check out ETF Trading Signals to find out which issues are most likely to bring the best yields. This may be the best market for the small investor, because of the low risk factor. I've done better with this than I thought was possible. - 23196

About the Author:

Go to ETFTradingSignals.com and sign up for their free newsletter to receive the best ETF of the month or find more about their best ETFs for 2009.

Ways To Come Out Of Your Debts

By Layla Vanderbilt

Many Americans struggle with the burden of too much debt and a large number of people work hard just to clear bad debt from their credit history. The vicious circle of late payments + penalties + punitive interest rate increases makes you feel trapped. And with a history of bad debt, getting a new car or home loan seems impossible. But be wary of companies that offer to help you get out of debt. You could end up in worse shape as a result of their help.

On most occasions, Companies volunteer to talk to your bill collectors to bring your loans to a respectable level in order to help you clear them. As mentioned earlier, you should be careful while endeavoring to improve your credit position; you do not end up aggravating the situation. Assuming that the companies and your bill collectors help to reduce your loan burden, your credit report could still be reflecting it as a bad debt, which will in no way help your credit score.

There is one way, though, to wriggle out of your debt position and repair your credit score simultaneously, by repaying the entire loan in one go, which may not be at the agreed rate. This can be accomplished by availing a debt consolidation loan, which means that you may pay off all your loans in one go so that you are left with only one kind of loan at the end of it.

In most cases, a debt consolidation loan will have a better interest rate over credit cards. Lower interest rates help bring down both monthly payments AND the overall amount paid over a period of time. You could save thousands on interest alone and you'll be in good standing with your creditors for having made paid off the original debt.

Another good option for paying off debt is a home equity loan. If you have enough equity in your home, you can obtain a loan at a much lower interest rate than you have on your current debt and, depending on the amount borrowed, your monthly mortgage payment may not increase too much for you to be comfortable with it. This method will save you thousands of dollars in interest payments and can dramatically reduce the number of payments that you have to make each month.

Your credit score is extremely important when you want to make a major purchase such as an automobile or a home. If you can possibly afford it you should use one of the methods described above that will pay off your debt in full. This will keep your creditors happy and will ensure that you have a good credit rating. Before you make a decision on which option is available and which one best meets your needs, you should review all of the possibilities carefully. - 23196

About the Author:

Layla Vanderbilt is the content coordinator for a leading website that offers for bad debt consolidation advice and guidance.

Trading Systems - Do you have a Trading System?

By Maclin Vestor

A trading system is a methodology of trading. An investor who uses one system and follows a specific set of guidelines when making a decision, follows system trading, and will usually never deviate. A trading system is only one method of trading, and usual requires no thinking. It is possible to have one system that is governed by multiple system.

For example, to have 10 different systems, and select only one stock from each system every month according to the main system's qualifications.

Someone that uses several Trading Systems is a multiple system trader. They have to either have an overall system that encompasses all of them, or make their own decision on which to follow. Doing so can be dangerous, as the purpose of system is to prevent human error. It is advised to be a system trader who trades one system at a time, or trade multiple systems within a larger core system, and avoid being a multiple systems trader.

Trading System - Trading can be awfully hectic without some kind of methodology. You can't expect to take on the best traders in the world who have teams and resources at their disposal just by throwing around money at will hoping that it works. You need an actually defined system in order to be able to trade effectively.

Many successful systems are based on earnings and high potential for growth. Stockbee's trading system often swings for the fences. As a result, it requires a solid degree of protection. Obviously you shouldn't limit yourself to someone else's system, you need to find one that is right for you.

There are two kinds of traders, technical traders, and fundamental traders, each has their own system. Of course there are some who use both.

Technical traders

Some system traders, are day traders. Others are swing traders. Still other people are more of a trend trader. Each will have it's unique system. The system will be based on the technicals. Is it volume that triggers the buy? Is it price movement? A combination of both? Or perhaps it's pattern trading.

Some people even have trading machines or robots that do the work for them. Others rely on pattern recognition done by a system. The method is to sign up for email alerts, or some form of alerts, then make a purchase based on the software's recommendation. There are some people that screen down a stock based on strong fundamentals, and only trade those stocks, but trade them based on the technical chart patterns and volume.

They will sell based on a trend break, or rules on when to take gains such as 20% gain according to their system. They will set a stop loss based on their system as well. It might be 4%, or 8%, or it may be a trailing stop.

Fundamental traders

Fundamental traders might do things a little differently. They are looking for improving fundamentals, or stocks that pass through a certain screener. Zacks.com is a great resource if you want to rely on fundamentals. Earnings is always a big part of a system, and the Zacks' ranking uses earnings revision to get in early when the earnings and company internals appear to be improving. Zacks' has several screens, and their software allows you to screen stocks according to many different options.

Regardless of your trading system, one thing remains important in every single system. Money Management and loss protection.

It doesn't matter what the upside is or win rate is, if you can't protect yourself from major declines, you shouldn't be trading. I don't care if your system is 90% effective (no system is and if they say they are, they're lying), and if the gain is 1,000%. If you put all your money on it repeatedly, eventually you will suffer a loss so catastrophic you will never be able to recover without borrowing money. By taking one loss, you hinder your ability to make money. That is more costly then the potential for greater gains that you would gain by taking additional risk.

Just to illustrate if your system causes you to take a 95% loss, you need a 2000% return just to make up for that loss. You cannot trade like this. No system is better then it's weakest link. That weak link unfortunately for many people is the ability to manage money. Fortunately, it is a skill that can be learned, and doing so will make you a better trader. Better yet, if you do not wish to be a better trader, you can simply follow the rules of a system that contains a methodology on how to manage money and how much to invest before placing a trade.

I recommend that you either have a trailing stop or a hard stop. You can also buy a protective put if you are afraid of a stock bottoming out overnight and plummeting through the stop. Protective puts are like owning insurance. Unfortunately, you have to continue to buy the insurance as it eventually expires if you don't use it. Don't trade options without learning everything about them.

Some puts are not good for some strategies. Longer term trades and Investments will require long-term equity anticipation securities, or LEAPs, where as you may not need to risk as much capital for short term protective puts. A trailing stop should be usually 20%, where a hard stop should be more like 7%. Different systems will require different stops so take this with a grain of salt.

A good investor or trader actually will rarely need to ever be fully invested. There are people that trade on complete margin for a few times the entire year, and the rest of the year they're on the sideline, but generally the best traders that have a career that lasts have lots of money on the side, even more so if they use options and are unhedged. If you are unhedged, that is only playing one side of the market, (all buys, or only playing one theme such as only playing inflation or only playing deflation), you need to have even more cash on the side.

The lower the win rate, the more money on the side you need, and the smaller your positions should be. Any good system won't require you to analyze. Having to do a lot of the thinking can cause you to panic and make incorrect decisions. Most people aren't cut out for that, and that's why it is a smart thing for many to use a trading system.

If you trade within a system, you have a much better chance at placing winning trades. A trading system will have a solid record of success, evidence that it works and has been working, an understanding of the decline and proper money management planning. If you trade within a system, you can estimate your results, and by doing so attain measurable success consistently with a trading system. - 23196

About the Author:

Maclin Vestor teaches about varioustrading systems. You can even learn about gold trading systems, and buying Krugerrand at his blog.

How To Pick Out A Property Management Company For Your Investment

By Layla Vanderbilt

Managing investment property is not simple. You worry concerning the maintenance, and receiving rent payments. The broken appliances happen at odd hours and solving occupant complaints takes up valuable time. It takes additional of their time and currency to maintain. Unluckily, investors quick become weighed behind as the investment maintenance is additional work than predictable. The solution for a lot of investors, then, is to hire a reputable property management company to take above managing the property.

An excellent property management company frees the investor?s time and keeps excellent records and maintenance in the property. Hiring a company to manage the property will modernize your business if they present the services you need at an approved upon cost. So, what should you consider if you are interested in hiring a manager for your property?

Another important detail to be known is about the company?s fees.The national average is around 4 percent on the income from a large rental property, while single homes are often over 12 percent.Awareness must be paid to fees charged, payment schedule and services included before you sign a contract and exchange money. Questions must be raised about the services that the fees will cover and about the mode of payment or whether they will deduct it from the monthly rent? Other doubts include that how they deal with recurrent expenses, will they send invoices to you to be paid or will the company be including insurance premiums, repair bills and other expenses in their fee?

Request them concerning additional properties they have managed. Get the addresses of a couple and check them out. Drive by them to see the type of outside work they do. The management you hire should be recognizable with the type of investment you own. In more words, a manager educated in apartment buildings probably wouldn?t be an excellent match for a single family home property.

Speak with the real person who will be handling the property whenever probable. Good contact with those you hire must start early in the relationship. Get references from their preceding skill. The property management company will be clever to show you the types of advertising they do. It will be not comparable for all media. Do they have a web presence? Is it easy to navigate?

Do they hire cleaning contractors for preparing vacancies? Can the cleaning be complete fast to ensure you are not losing costly time as the place is prepared for tenants? What are the hours the property management company is accessible behind hours for emergencies? How close is the management office situated to the investment property? If it is a commercial building, are they situated within the building itself for quick response to complaints? The company should be situated close to housing property as fine to be on hand to determine troubles as they occur.

Hiring a property management company to oversee a real estate investment frees up the time an investor spends on the every day operations. The company hired to manage the investment allows the proprietor to feel less overwhelmed. The proprietor can spend further time finding more advantage deals that can be passed onto the company to manage. - 23196

About the Author:

Layla Vanderbilt is the content coordinator for a leading property management software review website which connects people with the leading property management tools.

How To Learn Forex Online?

By Jane MacRae

Nowadays, you do not need to have large capitals to enter the Forex (aka foreign exchange) market. This can be exciting news for average investors. However, it is important to learn enough about this type of investment before you get your feet wet. The easiest way to do so is probably to learn Forex online, and you can do so in a number of ways.

* Know About the Jargon

To play in any financial market, you will first need to speak the language in that particular field. To do so, you can simply go to your favorite search engine and type in "forex terms" or "forex jargon". You will then be taken to a list of relevant pages. Select a good jargon list, and commit some of your time to get yourself with these terms. This will definitely give you some advantage, especially if you are beginner investor.

* Take Online Courses For Free

It may not be wise to invest in an expensive course to start your investment venture. You can simply take the advantage of free online courses, and there are no shortage of them. Again, you can do so by searching for "free online forex course" on the like with your favorite search engine. Alternatively, you can go to a message board frequented by investors and ask if anyone there knows of any good, free courses you should try.

* Learn from a Professional

An alternative to the free route is the paid options, and it is more suitable for those who have already had some investing practise. Look for those experts who provide teaching or mentoring services online. You have to pay for participation, but it may be worthwhile to have a personal tutor, or a mentor who will be there to answer any of your questions, and help clear up anything you find confusing.

You can simply ask around to find a good, reputable paid online course. In the Forex market, those who were once in the same boat as you are in now will usually be more than happy to help steer you in the right direction.

* Sign Up For a Free Account

The number one risk associated with any financial investment is of course the loss of money. To minimize your risk as a beginner, you can simply sign up for a demo or test account with Forex transaction sites, and most of these sites do offer such service. For about thirty days, in most cases, you can actually try your hands at forex trading for free. These demo accounts will not only let you know whether you are ready to risk your money on the real thing, they will also help you gain hands-on experience.

As you can see, there are a number of ways you can learn Forex online. It is true that Forex trading has opened up a whole world of possibilities to average Joe investors, but you should stay calm. There is no short cut to success in any market, and your investment in education can pave the road for you. - 23196

About the Author:

Click here for our review of one of the leading forex trading tool in the market, which will grant you a huge advantage over your competitors. You may also like to check out this related article about forex trading broker.