Tips On Choosing The Best Mutual Funds

By Gary Y. Nelson

Many people want to invest their money into something worthwhile but they do not know where to begin. For those who have a small amount to begin with then the best way to go through with this is mutual funds. These are professional collective investment schemes for anybody over eighteen. They collect money from many people and put it into one pot. This pot being more substantial than any one of the single contributions is then invested into stocks and bonds.

Choosing the best mutual funds to invest in will however need further scrutiny. This is because mutual funds are further subdivided into many types of funds. We shall look at a few of the common types of funds. We will begin with the open ended fund. It is called an open ended fund because once you join you can end the fund any day you wish. It is a good option because it allows for investors to get out when they see that it is not working out for them.

When choosing the best mutual funds the next type of fund is the exchange traded funds. This is basically structured like the open ended fund but returns calculated on its estimated net value. It has its advantage in the fact that they have less expense in their day to day running than the open ended fund.

When choosing the best mutual funds for your money needs there are the equity funds. The equity funds are all invested into the stock exchange market. This allows for fairly high returns to the members of this fund. I assume the risk that comes with it is very high though.

There is then a class of mutual funds called the bond funds. Both of the funds in this class present their own advantages when choosing the best mutual funds. The first in this class of mutual funds is the term funds. The term funds need the money to be given a term before the investment matures. This term can be short, medium or long term depending on which the investors agree upon. It is a good option for those who just want to sit back and wait for their return.

The second is the municipal bond which is given by cities and their agencies. They do this to raise quick money for their local government. They therefore offer incentives to attract any potential investors. These incentives mainly come in the form of tax breaks or reductions. When you go to collect your returns it is not minus the income tax which can sometimes be hefty.

When choosing mutual funds there is also the money market funds. I kind of see the very young couples who want to have something in their retirement going for this one. It is very low in risk. In fact it has the least risk among all the options. The catch however is that the return is very low. We all know the higher the risk the higher the returns. The money market funds are also liquid and can be redeemed anytime.

When choosing the best mutual fund I would advise you to get learning deeply into all of them. I have only mentioned a few so you may want to get even more in depth than I did before you make your choice. Once you know what each of the different mutual funds has to offer, then you can make your informed choice. - 23196

About the Author:

If you want to become a wiser mutual fund investor Inside Mutual Funds is your source for more suggestions on finding the best green mutual funds and growth stock mutual funds. For this and more information on mutual fund selection tips and improving your portfolio, visit us today.

Enhance Your Stock Trading Strategy And Double Your Returns Using Elliot Wave Analysis

By James P Kupe

Something all investors should consider before to making an investment decision is this: What is the current trend direction of the market right now? A working knowledge of Elliott Wave analysis can help to answer this question. By understanding the waves, we can often confidently know if the market is most likely to go up, down or sideways.

A good reason to take the time to understand Elliott Wave Theory is that it can help you to identify whether the market is trending, or is it in a reaction to the current trend. Understanding these patterns of market behavour can help you to accurately forecast where the market is likely to go next, and position yourself accordingly.

There are three primary elements to Elliott Wave Theory

Pattern - Is the trend currently up or down? Is it in an impulse move or a correction?

Price - When the market has completed an impulse move, how far will it pull back before resuming the trend?

Time - How long will the market continue to trend in its current direction before it's next reaction, or before the trend changes entirely?

A normal bull or up trend has a series of higher highs and higher lows, while a bear trend is characterized by a series of lower lows and lower highs. These regular wave patterns can be seen in the market at all time periods - intra day, daily, weekly, monthly and even yearly for major trends.

When a market has a correction, the major support and resistance ratios are at .382, 50% and .618 and 100% of the previous range in both time and price. In other words, if a bull market were trending upwards strongly, you would expect a normal healthy correction to retrace on average 50% of the previous leg up in both time and price.

The smaller retracement before the trend resumes, the stronger the trend, so if a stock rallies $5.00 in 60 days, you would estimate a 'normal' correction to be $2.50 in 30 days. If the market retraced only .382 in price ($1.91) and time (23 days), then gave a signal it was preparing to rally, it would put the Stock in a very strong (bullish) position.

As I said, the major importance of understanding the Elliott Wave pattern in the markets you trade is to determine the direction of the dominant trend. We always want to trade with the main trend, and if possible, enter at the end of corrections to the main trend, so we can maximize our profit from the next move. The problem for many people however is this - how do you know the correction is ending and the major trend is resuming?

There are any number of 'entry signals' traders use to enter trends - watching for higher highs and lows on our Swing Charts, entering on a Moving Average crossover, trading trend line breaks or new highs (or lows), etc. Your critical goal as a trader is to find an entry trigger you are comfortable with, something that has reliably identified the resumption of fast moving trends, and then take every entry signal that system gives you. Once you have found your signal and entered a trade, implement a trailing stop loss system that takes you out of your trades when each trend comes to an end.

This is how professional traders beat everyone else, and when you do this too, your trading will become much less stressful and your account balance will have a chance to consistently grow over time. - 23196

About the Author:

For a Free stock market trading strategy Video that reveals a trade entry signal that's right up to 77.4% of the time, and will sa simple way you a simple way to predict breakouts in the Stock Market days before they actually occur, visit http://www.stocktradingexperts.com

Investors are Turning to Managed Money By BlackHorse Management

By Robert Miller

September 4, 2009, Los Angeles CA " When investors are looking to preserve their assets and grow their portfolios, they have plenty of choices: Do they invest in stocks? If so, which ones? And when do they buy and when do they sell? Do they invest in bonds? If so, which ones? What about mutual funds, futures, or forex? All of these are potential. But choice is not the problem.

The real problem is insight. Investors don't know where they need to put their money and when. They have plenty of choices but no real guidance. So, investors are learning that they don't have to invest their portfolios themselves. Nor do they have to pay fees to an advisor who will make recommendations. Instead, they can rely on managed accounts to help.

"It's a perfect situation for investors," says BlackHorse Management. "Investors need someone who knows the market to trade on their behalf. They need someone who understands the market and has the time and expertise to apply to it. And that's what BlackHorse does".

BlackHorse manages money for investors, but not like a bank or a financial planner. Instead, BlackHorse trades on the investor's behalf in the forex market and, in doing so, helps them to grow their portfolio.

It works like this: An investor opens an account at one of several international banks with which BlackHorse has a partnership. The investor gives BlackHorse a special limited trading agreement to trade the money in their account and deposit the returns.

This foreign currency market " called "the forex market" " is the largest market in the world where expert traders buy and sell trillions of dollars of currency each day. It is also the most liquid market. And, aside from being a huge market, it's also a 24 hour market so investors need someone to watch it for them because they can't devote that much time to it.

BlackHorse has earned substantial historical earnings as a result of its best practices in the forex market, which include following very specific currencies and relying on their secret algorithm to alert them to changing trends.

The algorithm follows the trends and alerts traders who are the ones that go in and do the actual trading. This combines the advanced trending technology of the algorithm with the intuition that only a human trader with years of experience can bring. - 23196

About the Author:

For media inquiries or general questions, please send correspondence to the BlackHorse Management Group at info@blackhorsefund.com.

Foreign Stock Investing For A Diversified Portfolio

By Riz Goodman

Investing in the stock market for long term gains is the best way to earn some extra money. Now there is a whole other avenue of investing in foreign markets to get better returns than the returns that you would get in the domestic stock market.

That said it used to be not so easy to buy shares of a non-US company but now that has become very simple and can be done with just a simple click. The first thing that you have to do is to check with your online brokerage house if they have the facility to trade in other countries stock exchanges. And also check if they will allow you to trade in the foreign stocks via your US dollar denominated account. Another option is to make sure that you invest in the ADR of the non-US companies listed. These ADR's reflect the underlying stocks as they are listed in the home stock exchange of the country.

Foreign stocks denominated mutual funds and the country specific mutual funds is another way to go for the foreign stocks. The best part of the whole deal is that then you are not bothered about foreign stocks analysis and any other regulatory hassles.

Foreign stocks are a risky bet as there are a lot of variables which are there which you need to consider like currency and exchanges rate fluctuations. Do proper research before investing in the emerging market stocks. But as always high risk and high gain is the motto. Though on the other side always invest for long term.

Proper research and due diligence is the key here and that will mean digging more information about foreign companies. There are specific brokerage houses that provide research on foreign companies. You can do your own research by looking up for the foreign companies on the internet. Foreign markets are bound to provide better returns in the longer run. - 23196

About the Author:

The author writes about how to buy foreign stocks and also suggests top 10 stocks to buy

All You Need To Know About Online Penny Stock Trading

By Malcolm Torren

The world of the penny stock trading is not something ordinary if you think about it. You can just imagine, and seen it in movies, the stock exchanges like NASDAQ and NYSE, how disorganized it looks like. All the noise from every stock broker's bidding shouts. Every voice must be heard in one trading floor. But surprisingly, that's actually the orderly way of closing stock deals. Ironic isn't it? It's a lot different in online penny stock trading.

You only have your monitor to rely on. From it, you get figures from the stock market trend. You see penny stock prices and you see company information. You also meet other investors across the globe that you've never met before.

One advantage of online penny stock trading is that it can be done in the comfort of one's home. But even if there is a different feel with just having the monitor to check your penny shares with, it still isn't automatic. In fact it can never be.

Facts - The money you'll be making from your penny shares depends highly on what you know and how much you know. The facts will determine how much money you want to buy shares with. The trend will still guide you when you should make your move. And other information will aid you in determining which stock is the best penny stock buy. So while you are free from the real noise and seemingly chaotic offline trading, online penny stock trading still requires your expertise in choosing the right stocks at the right time.

The ugly side of doing this trade online is that when there is lack of information and inaccurate pricing, the problem becomes an opportunity to fraudsters. The modus channels in to falsified claims, fantastic track records, and ridiculously cheap prices. Not to mention other strategies they use such as the penny stock humble beginning story approach. Always verify and do your own research. Remember that it's your decision that brings you success and not the other way around.

Another disadvantage is that you will be subjected to limitations caused by factors beyond your control. Bad connection, internet fraud, and even fictitious characters pretending to be credible stock brokers. Do not rely too much on newsletters, penny stock softwares, stock promotions, etc unless you are sure that the person selling these ideas have an impressive success in the stock market. Consider them as strangers.

Easy and Convenient - The good part of online penny stock trading is it's convenient. Of course there's more to it than that. You can have more access to more information at a faster pace. You can check into as many stock prices. It's easier to compare because the data comes right up immediately with just one click or two. You get more options because the information is practically and readily available. Again it all boils down to your rational decisions basing from all these facts you will get in the internet.

Two Sides - In any investment situation, there will always be two sides of the penny. The ugly part is just a consequence of both sides. The point is that the philosophy of the two faced coin is one thing online penny stock trading cannot exist without. Even with all the facts available, the internet cannot replace your level of wisdom. Even with experience, it can only enhance. You are your best teacher. And knowing the good, the bad, and the ugly sides of the stock trading is always an advantage. - 23196

About the Author:

What is penny stock pick? Start by reading more about online penny stock trading now.